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Short Term Rates

Registered 30-270 days | 1-6 years  Non-registered 30-270 days | 1-6 years

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Non-Registered Term Deposits/GICs: 30 to 270 days (Non-Broker)
Sorted by: Financial Institution  in descending order   (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Min. Deposit Term in Days
30 60 90 120 180 270
Zag Bank Not compounded At maturity no 250 - - - - 0.075 0.800
VersaBank (Pac&WestBank) Not compounded At maturity no 5,000 0.750 0.850 0.900 1.050 1.100 1.150
Tangerine Not compounded At maturity no 1 - - 0.500 - 0.500 0.500
TD Canada Trust Not compounded At maturity yes 5,000 0.050 0.050 0.100 0.150 0.200 0.200
T-D Mortgage Not compounded At maturity no 5,000 0.200 0.300 0.350 0.400 0.450 0.550
Sun Life - Trust Not compounded At maturity yes 1,000 0.900 0.900 0.900 0.900 0.900 0.900
Sun Life - Trust Not compounded At maturity no 1,000 1.000 1.000 1.000 1.000 1.000 1.000
Royal Bank of Canada Not compounded At maturity yes 5,000 0.001 0.001 0.100 0.100 0.200 0.250
Royal Bank of Canada Not compounded At maturity no 250,000 0.200 0.350 0.450 0.450 0.450 0.500
Royal Bank of Canada Not compounded At maturity no 100,000 0.200 0.350 0.450 0.450 0.450 0.500
Royal Bank of Canada Not compounded At maturity no 5,000 0.100 0.250 0.350 0.350 0.450 0.500
Royal Bank of Canada Not compounded At maturity no 1,000,000 0.200 0.350 0.450 0.450 0.450 0.500
Royal Bank of Canada Not compounded At maturity yes 1,000,000 0.001 0.100 0.200 0.200 0.200 0.250
Royal Bank of Canada Not compounded At maturity yes 250,000 0.001 0.100 0.200 0.200 0.200 0.250
Royal Bank of Canada Not compounded At maturity yes 100,000 0.001 0.100 0.200 0.200 0.200 0.250
Rapport Credit Union Not compounded At maturity no 25,000 0.500 - - - - -
Rapport Credit Union Not compounded At maturity no 250,000 0.500 - - - - -
Rapport Credit Union Not compounded At maturity no 500,000 0.500 - - - - -
Rapport Credit Union Not compounded At maturity no 100,000 0.500 - - - - -
Rapport Credit Union Not compounded At maturity no 40,000 0.700 - - - - -
Rapport Credit Union Not compounded At maturity no 100,000 0.850 - - - - -
Rapport Credit Union Not compounded At maturity no 60,000 0.850 - - - - -
Rapport Credit Union Not compounded At maturity no 20,000 0.700 - - - - -
Rapport Credit Union Not compounded At maturity no 10,000 0.500 - - - - -
Rapport Credit Union Not compounded At maturity no 5,000 0.500 - - - - -
Peoples Trust Not compounded At maturity no 1,000 1.300 1.300 1.450 1.450 1.450 1.500
Peace Hills Trust Not compounded At maturity no 1,000 0.200 0.200 0.200 0.200 0.250 0.250
Parama Credit Union Not compounded At maturity yes 500 0.400 0.400 0.500 0.500 0.600 0.600
PACE Savings & Credit Un Not compounded At maturity no 5,000 0.300 0.500 0.700 0.700 0.750 0.750
Oaken Financial Not compounded At maturity no 1,000 1.650 1.650 1.650 1.750 1.800 1.850
National Bank Not compounded At maturity no 5,000 0.250 0.200 0.350 0.300 0.450 0.500
National Bank Not compounded At maturity no 100,000 0.250 0.200 0.350 0.300 0.450 0.500
National Bank Not compounded At maturity no 200,000 0.250 0.200 0.350 0.300 0.450 0.500
National Bank Not compounded At maturity yes 300,000 0.150 0.100 0.250 0.200 0.350 0.400
National Bank Not compounded At maturity yes 5,000 0.150 0.100 0.250 0.200 0.350 0.400
National Bank Not compounded At maturity yes 100,000 0.150 0.100 0.250 0.200 0.350 0.400
National Bank Not compounded At maturity yes 200,000 0.150 0.100 0.250 0.200 0.350 0.400
National Bank Not compounded At maturity no 300,000 0.250 0.200 0.350 0.300 0.450 0.500
Meridian Credit Union Not compounded At maturity no 500 0.450 0.550 0.650 0.650 0.700 0.800
Meridian Credit Union Not compounded At maturity yes 2,500 0.050 0.150 0.250 0.250 0.300 0.400
Manulife Trust Not compounded At maturity no 100,000 0.550 0.650 0.700 0.700 0.800 0.900
Manulife Trust Not compounded At maturity no 50,000 0.550 0.650 0.700 0.700 0.800 0.900
Manulife Trust Not compounded At maturity no 25,000 0.550 0.650 0.700 0.700 0.800 0.900
Manulife Investments Not compounded Quarterly no 2,500 - - - - 0.400 0.400
Manulife Investments Annually At maturity yes 2,500 - - - - 0.300 0.300
Manulife Investments Not compounded Monthly yes 2,500 - - - - 0.050 0.050
Manulife Investments Not compounded Quarterly yes 2,500 - - - - 0.150 0.150
Manulife Investments Not compounded Semi-annually yes 2,500 - - - - 0.200 0.200
Manulife Investments Not compounded Annually no 2,500 - - - - 0.550 0.550
Manulife Investments Not compounded Semi-annually no 2,500 - - - - 0.450 0.450
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Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on January 17, 2018
This information is current as of the date and time posted and is subject to change without notice.
© Copyright CANNEX Financial Exchanges Limited.

All rights reserved. Authorized users may copy portions of this information without alteration for their own personal or internal use only. CANNEX Financial Exchanges Limited must be identified as the source of the data on all copies.